Last Updated: January 1, 2026

Terms & Conditions

Please read these Terms & Conditions carefully before registering an account or using any service offered by ibc138. Your continued use of the platform constitutes your full acceptance of these terms.

These Terms & Conditions govern the relationship between ibc138 (referred to herein as "the Platform", "we", "us", or "our") and each registered user (referred to as "you", "the Player", or "the Member"). By accessing or using ibc138, you agree to be legally bound by these terms. If you do not agree with any part of these terms, you must immediately cease using the platform.

1. Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

  • "ibc138" / "the Platform" — refers to the online gambling platform operated at the domain ibc138.cam and all associated subdomains, mobile applications, and API services.
  • "Player" / "Member" / "User" / "You" — refers to any individual who has registered an account on ibc138 or who accesses the platform in any capacity.
  • "Account" — the individual account created upon successful registration, used to access the platform's services, manage funds, and place wagers.
  • "Balance" / "Wallet" — the total funds held in your ibc138 account, denominated in Indonesian Rupiah (IDR/Rp), available for wagering and withdrawal.
  • "Bonus Funds" — any promotional credit, match bonus, free bet, or reward credited to your account by ibc138 under a promotion, subject to applicable wagering requirements.
  • "Real Money Funds" — funds deposited by the Player through a supported payment method, distinct from Bonus Funds.
  • "KYC" — Know Your Customer verification process, including identity verification, age confirmation, and source-of-funds checks required by ibc138 prior to withdrawal processing.
  • "Wagering Requirement" — the total turnover (total sum of bets placed) a Player must complete before Bonus Funds or associated winnings become eligible for withdrawal.
  • "Services" — all games, betting markets, promotions, customer support channels, and other features available through the ibc138 platform.
  • "Jurisdiction" — the legal territory under which a Player accesses or uses ibc138, including Indonesia and any other country from which the platform is accessed.

2. Eligibility & Age Restriction

2.1 Minimum Age

ibc138 is strictly restricted to adults. You must be at least 21 years of age to create an account, deposit funds, or use any Service offered by ibc138. This minimum age applies universally, including to Indonesian residents and players from any other jurisdiction. ibc138 enforces age verification through mandatory KYC documentation and reserves the right to suspend or permanently close any account where age misrepresentation is suspected or confirmed.

Zero Tolerance for Underage Gambling: Any account found to belong to a person under 21 years of age will be immediately and permanently closed. All funds in such an account, including deposits and any winnings, will be forfeited and may be reported to relevant authorities. ibc138 actively employs third-party age-verification tools and manual KYC review to enforce this policy.

2.2 Jurisdictional Eligibility

ibc138 is designed to serve international players, including those based in Indonesia. However, it is the sole responsibility of each Player to determine whether accessing and using ibc138 is lawful in their country or territory of residence. ibc138 does not operate under an Indonesian gaming license, as no such licensing framework currently exists for online gambling in Indonesia. The platform operates under an international gaming license issued by an offshore regulatory authority.

2.3 Representation & Warranty

By registering an account with ibc138, you represent and warrant that:

  • You are at least 21 years of age;
  • You are accessing the platform of your own free will and are not acting on behalf of another person;
  • You have full legal capacity to enter into a binding agreement under the laws of your jurisdiction;
  • You are not a resident of any jurisdiction where online gambling is explicitly prohibited and criminally enforced;
  • You are not an employee, director, affiliate, agent, or close family member of an employee or director of ibc138 or any of its affiliated companies or game providers;
  • You are not using the platform for any unlawful purpose, including money laundering, fraud, or terrorist financing.

3. Account Registration & KYC

3.1 One Account Per Player

Each Player is permitted to hold only one active account on ibc138. The creation of multiple accounts by a single individual ("multi-accounting") is strictly prohibited and constitutes grounds for immediate account suspension, forfeiture of all balances, and a permanent ban from the platform. ibc138 uses device fingerprinting, IP tracking, and identity cross-referencing to detect and prevent multi-accounting.

3.2 Accurate Information

You are required to provide accurate, complete, and current information at the time of registration and to keep this information updated throughout your membership. ibc138 reserves the right to request documentary evidence (including a valid Indonesian KTP, passport, or other government-issued identity document) to verify any information provided. Accounts created with false or misleading information may be immediately suspended.

3.3 KYC Verification

ibc138 operates a mandatory KYC programme in compliance with international anti-money laundering (AML) standards. KYC verification is required before processing any withdrawal request. The standard documents requested include:

  • Proof of Identity: A clear photograph of your valid Indonesian KTP (national identity card), passport, or SIM (driving licence);
  • Proof of Payment Method: A photo or screenshot of the bank account or e-wallet used for deposits (e.g., BCA, BRI, BNI, Mandiri passbook front page or e-statement header);
  • Selfie Verification: A clear selfie holding your identity document for biometric confirmation;
  • Source of Funds (if applicable): Evidence of income source for high-value accounts (e.g., salary slips, business registration documents).

ibc138 targets a KYC review turnaround of 24–48 hours. Players who fail to complete KYC within 30 days of their first withdrawal request may have their withdrawal request cancelled and their account placed under review.

3.4 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. ibc138 will not be liable for any losses arising from unauthorized access to your account resulting from your failure to safeguard your credentials. You must notify ibc138 customer support immediately if you suspect unauthorized access to your account.

4. Deposits & Withdrawals

4.1 Supported Deposit Methods

ibc138 currently supports the following deposit methods for Indonesian players:

  • Bank Transfers: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), Bank Permata;
  • E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja;
  • Cards: Visa, Mastercard (subject to card issuer restrictions);
  • Cryptocurrency: USDT (Tether) via TRC-20 and ERC-20 networks.

Minimum deposit amount: Rp 50,000. Maximum deposit amounts vary by payment method and account tier. ibc138 reserves the right to add, remove, or modify supported payment methods without prior notice.

4.2 Deposit Processing

Bank transfer and e-wallet deposits are credited to your ibc138 account balance in real time or within a maximum of 15 minutes of confirmed receipt. Cryptocurrency deposits are credited after the required number of network confirmations (typically 1–3 confirmations for USDT TRC-20). ibc138 is not responsible for delays caused by third-party payment processors, banking institutions, or blockchain network congestion.

4.3 Withdrawal Conditions

Withdrawals are subject to the following conditions:

  • Minimum withdrawal amount: Rp 100,000;
  • Withdrawal must be made to the same payment method and account name used for deposit (matched-method policy);
  • KYC verification must be completed before the first withdrawal is processed;
  • Any active wagering requirement on Bonus Funds must be fulfilled before the associated funds can be withdrawn;
  • ibc138 reserves the right to perform additional security and fraud checks before releasing large withdrawals;
  • Maximum withdrawal amounts per transaction and per day are subject to account tier limits detailed in the VIP Programme documentation.

4.4 Withdrawal Processing Times

ibc138 targets the following withdrawal processing times:

  • Standard (bank transfer / e-wallet): 5–15 minutes during business hours (08:00–22:00 WIB, Monday to Sunday);
  • O ff-peak hours: 15–60 minutes (22:00–08:00 WIB);
  • Cryptocurrency (USDT): 15–30 minutes after manual approval;
  • Large withdrawals (above Rp 50.000.000): Up to 24 hours, subject to additional security review.

ibc138 does not charge any internal withdrawal fee. However, your bank or e-wallet provider may impose their own transaction fees. For cryptocurrency withdrawals, standard blockchain network fees apply and are deducted from the withdrawal amount.

4.5 Currency & Conversion

All account balances, wagers, and payouts on ibc138 are denominated in Indonesian Rupiah (IDR/Rp). Cryptocurrency deposits are converted to IDR at the prevailing market exchange rate at the time of confirmed receipt. ibc138 uses a market-rate index to determine conversion rates and does not apply a proprietary markup on cryptocurrency conversions beyond standard processing fees.

5. Bonuses & Promotions

5.1 General Bonus Terms

All bonuses and promotional offers made available by ibc138 are subject to these general terms in addition to any specific terms stated at the point of promotion. In the event of a conflict, promotion-specific terms take precedence over these general terms.

5.2 Wagering Requirements

Unless stated otherwise in the promotion terms, all bonuses are subject to a minimum wagering requirement before the bonus funds and associated winnings may be withdrawn. Standard wagering requirements range from 5x to 30x the bonus amount, depending on the promotion type. Specific wagering requirements are clearly stated on each promotion page at the time of claiming.

5.3 Eligible Games & Bet Contributions

Not all games contribute equally to wagering requirements. As a general guide:

  • Sports betting (pre-match and live): 100% contribution, subject to minimum odds of 1.50 per selection;
  • Slot games: 100% contribution;
  • Live casino (baccarat, roulette, blackjack): 10%–20% contribution;
  • Table games (RNG-based): 10% contribution;
  • Jackpot slots: 0%–5% contribution (excluded from most promotions).

5.4 Bonus Abuse

ibc138 employs automated and manual monitoring to detect bonus abuse, including but not limited to: placing low-risk opposing bets to hedge bonus wagering, systematic exploitation of bonus terms, coordinated multi-account bonus claiming, and pattern betting designed to fulfil wagering requirements without genuine risk exposure. Any account found to be engaging in bonus abuse will have all bonuses and associated winnings voided and may be permanently suspended.

5.5 Bonus Expiry

Unless stated otherwise, all bonus funds and associated free bets expire 7 calendar days from the date of crediting. Expired bonus funds are automatically removed from the account balance without notice. ibc138 is under no obligation to reinstate expired bonuses.

6. Betting & Gaming Rules

6.1 Acceptance of Bets

ibc138 reserves the right to refuse, limit, or void any bet at its sole discretion, including bets placed using erroneous odds resulting from a system error, human error, or data feed malfunction. Bets accepted in error (including at palpably incorrect odds) may be voided and stakes returned to the Player's account balance.

6.2 Sports Betting

All sports betting markets, including football (bandar bola — football bookmaker markets), mix parlay (multi-selection accumulators), and live in-play betting, are governed by ibc138's Sports Betting Rules published on the platform. In summary:

  • Bets on cancelled or postponed events will be voided and stakes returned, unless the event is rescheduled and commences within 48 hours of the original start time;
  • Live betting markets may be suspended at any time due to significant in-game events (goals, red cards, penalties) or data feed issues;
  • Asian handicap bets settled according to full-time result only, unless otherwise specified;
  • Mix parlay bets require all selections to win for the accumulator to pay out; a void selection reduces the parlay to the remaining valid legs.

6.3 Casino & Slot Games

All casino and slot games on ibc138 use certified Random Number Generators (RNG) independently audited by recognized testing laboratories. Game outcomes are determined solely by the RNG and cannot be influenced by the platform or the Player. Theoretical Return to Player (RTP) percentages for each game are published within the game information panel.

6.4 Disconnection Policy

ibc138 is not liable for bets or game rounds interrupted by internet disconnection on the Player's side. Where a disconnection occurs mid-round in a live casino or slot game, the round will be completed automatically by the game server and the result recorded accordingly. Players are advised to ensure a stable internet connection before placing wagers.

7. Responsible Gaming Obligations

ibc138 is committed to promoting responsible gambling across its entire player base. As a condition of using our Services, you acknowledge that:

  • Gambling is a form of entertainment and should never be treated as a source of income or a method of recovering financial losses;
  • You are responsible for managing your gambling activity within your own financial means;
  • You will make full use of the responsible gaming tools available in your account settings, including deposit limits, loss limits, session time limits, and self-exclusion, if you feel your gambling is becoming uncontrolled.

For full details on our responsible gaming tools, player protection policies, and support resources, please review our dedicated Responsible Gaming page.

Self-Exclusion: Players who wish to self-exclude from ibc138 may do so by contacting our support team at [email protected]. Self-exclusion requests are actioned within 24 hours and, once applied, cannot be reversed for the duration of the exclusion period selected. ibc138 takes self-exclusion seriously and enforces it across all platform entry points.

8. Prohibited Conduct

The following actions are strictly prohibited on ibc138 and may result in immediate account suspension, forfeiture of all funds, and reporting to relevant law enforcement authorities:

  • Opening more than one account (multi-accounting);
  • Providing false, misleading, or fraudulent information during registration or KYC;
  • Using stolen, fraudulent, or unauthorized payment methods to deposit funds;
  • Engaging in money laundering, terrorist financing, or any other criminal financial activity through the platform;
  • Using automated software, bots, artificial intelligence tools, or scripts to place bets or interact with games;
  • Exploiting software bugs, glitches, or errors to gain an unfair advantage — any winnings derived from such exploitation will be voided;
  • Colluding with other players in poker, live dealer games, or any other multi-player game format;
  • Threatening, abusing, or harassing ibc138 staff or other players via any communication channel;
  • Attempting to access another player's account without authorization;
  • Reselling or transferring account funds or credits to another person.

9. Intellectual Property

All content on the ibc138 platform — including but not limited to the brand name, logo, website design, text, graphics, game interfaces, software, trademarks, and service marks — is the exclusive intellectual property of ibc138 or its licensed third-party providers. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform solely for personal entertainment purposes.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any ibc138 content without prior written consent from ibc138. Unauthorized use of ibc138 intellectual property may result in legal action.

10. Limitation of Liability

10.1 Platform Availability

ibc138 endeavors to maintain continuous platform availability but does not guarantee uninterrupted access to its Services. Scheduled maintenance, emergency downtime, third-party infrastructure issues, or force majeure events may result in temporary service interruptions. ibc138 shall not be liable for any losses, missed bets, or consequential damages arising from platform unavailability.

10.2 Maximum Liability Cap

To the fullest extent permitted by applicable law, ibc138's total liability to any Player in connection with any claim arising out of or related to the use of its Services shall not exceed the total amount of Real Money Funds deposited by that Player in the 30 days immediately preceding the event giving rise to the claim.

10.3 Exclusion of Consequential Damages

ibc138 shall not be liable for any indirect, incidental, special, punitive, or consequential damages, including loss of profits, loss of data, reputational harm, or emotional distress, arising from the use of or inability to use the platform, whether based in contract, tort, strict liability, or any other legal theory, even if ibc138 has been advised of the possibility of such damages.

10.4 Third-Party Services

ibc138 integrates with third-party game providers (including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, and others), payment processors, and data feed providers. ibc138 is not liable for errors, malfunctions, or outages originating from these third-party services. Disputes regarding specific game outcomes should be directed to the relevant game provider in the first instance.

11. Privacy & Data Protection

ibc138 collects, processes, and stores personal data in accordance with its Privacy Policy, which forms an integral part of these Terms & Conditions and is incorporated herein by reference. By using ibc138, you consent to the collection and processing of your personal data as described in the Privacy Policy.

In summary, ibc138 collects personal data for the following purposes: account management, KYC verification, fraud prevention, AML compliance, customer support, and service improvement. ibc138 does not sell personal data to third parties for marketing purposes. All data is stored using bank-grade encryption and access is restricted to authorized personnel only.

12. Governing Law & Disputes

12.1 Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which ibc138 holds its international gaming license. To the extent permitted by law, Indonesian consumer protection statutes may also apply to Indonesian-resident Players.

12.2 Dispute Resolution

In the event of a dispute between you and ibc138, you are encouraged to contact our customer support team in the first instance at [email protected]. ibc138 commits to investigating all complaints within 5 business days and providing a written response. If the complaint cannot be resolved through direct negotiation, ibc138 may refer the matter to the independent dispute resolution body designated by its licensing authority.

12.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted on an individual basis and not as part of a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against ibc138.

13. Amendments to These Terms

ibc138 reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered Players via email notification or a prominent on-platform notice at least 7 calendar days before the changes take effect, except where immediate implementation is required by law, regulation, or urgent security considerations.

Your continued use of ibc138 following the effective date of any amended Terms & Conditions constitutes your acceptance of the revised terms. If you do not accept the revised terms, you must cease using the platform and contact support to arrange withdrawal of any remaining balance before the effective date.

The current version of these Terms & Conditions is always available at ibc138.cam/terms-conditions and is dated at the top of this page for reference.

14. Contact Information

If you have any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of the ibc138 platform, please contact us through the following channels:

  • Email: [email protected] (plain text — not a clickable link)
  • Live Chat: Available 24/7 via the platform's built-in live chat feature
  • WhatsApp: Contact details available after login in the Help Center
  • Support Hours: 24 hours a day, 7 days a week (WIB, UTC+7)

Our support team includes native Indonesian-speaking agents available around the clock. All formal legal correspondence should be directed to our registered legal contact address, available upon written request via email.

Quick Reference

  • Minimum age: 21+
  • Min. deposit: Rp 50,000
  • Min. withdrawal: Rp 100,000
  • Withdrawal time: 5–15 min
  • KYC required: Yes
  • Max accounts: 1 per player
  • Support: 24/7 WIB

Age Warning

ibc138 is strictly for adults aged 21 and over. Underage gambling is prohibited and enforced through mandatory KYC verification.


Our Commitments to You

Beyond the legal framework of these Terms & Conditions, ibc138 makes the following operational commitments to every registered player.

Funds Protection

Player funds are held separately from ibc138's operational funds in designated accounts, ensuring your balance remains accessible even in the unlikely event of platform financial difficulty.

Fast & Fair Withdrawals

ibc138 commits to processing standard withdrawal requests within 5–15 minutes during WIB business hours. We do not impose unreasonable delays or use withdrawal friction as a player retention tactic.

Clear Bonus Terms

Every promotion on ibc138 includes clearly stated wagering requirements, eligible games, expiry dates, and maximum bet limits — no hidden conditions designed to prevent legitimate withdrawals.

24/7 Support

Our native Indonesian-speaking support team is available around the clock via live chat, WhatsApp, and email — ready to resolve account, payment, and game disputes promptly and fairly.

Provably Fair Games

All games on ibc138 use independently audited RNG systems certified by recognized testing authorities. RTP percentages are published transparently within each game's information panel.

Responsible Gaming Tools

Self-exclusion, deposit limits, loss limits, and session timers are available to every player at no cost, accessible directly from the account dashboard — because your wellbeing comes before our revenue.

Questions About These Terms?

Our support team is available 24/7 to clarify any aspect of our Terms & Conditions. You can also explore our FAQ for quick answers, or review our Responsible Gaming commitment.